Tag: Credit Score

Posted on 09/10/2023
How to buy a house with bad credit
While getting approved for a mortgage does require a good...
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Posted on 12/25/2022
Know your credit score: Mortgage terms & approval basics
If you're planning to buy a house, managing your credit...
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Posted on 12/20/2020
What You Need To Know About Your Credit Score
When you want to buy a home, you know that good credit will be necessary. You may have heard some things about your credit score that just aren’t true. Read on to set the record straight on some of the most significant misconceptions about credit. Checking Your Credit Only Gives You Knowledge Checking your credit score or report will...
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Posted on 07/12/2020
How Credit can Impact Your Mortgage Payments
Image by Tierra Mallorca from Unsplash One of the most important things to check once you decide to start the home-buying process is your credit score. The three major credit bureaus keep track of how you pay for your credit and how much credit you have. Your score fluctuates, sometimes daily, depending on how much you owe and...
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Posted on 04/12/2020
Mortgage Qualifications: FICO Score
Image by David Pereiras from Shutterstock Your FICO score is a key factor used to determine if you qualify for a mortgage. The Fair Isaac Corporation (FICO) is the creator of the most common credit score used by home loan providers. The algorithm used to create your score is a closely-guarded industry secret. But in general, it factors...
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