Tag: Credit Score

When you want to buy a home, you know that good credit will be necessary. You may have heard some things about your credit score that just aren’t true. Read on to set the record straight on some of the most significant misconceptions about credit. Checking Your Credit Only Gives You Knowledge Checking your credit score or report will...

Credit Score

Free Credit Report

Posted on 07/12/2020

How Credit can Impact Your Mortgage Payments

Image by Tierra Mallorca from Unsplash One of the most important things to check once you decide to start the home-buying process is your credit score. The three major credit bureaus keep track of how you pay for your credit and how much credit you have. Your score fluctuates, sometimes daily, depending on how much you owe and...

Credit Score

Mortgage

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Posted on 04/12/2020

Mortgage Qualifications: FICO Score

Image by David Pereiras from Shutterstock Your FICO score is a key factor used to determine if you qualify for a mortgage. The Fair Isaac Corporation (FICO) is the creator of the most common credit score used by home loan providers. The algorithm used to create your score is a closely-guarded industry secret. But in general, it factors...

FICO Score

Credit Score

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